Recreation Vehicle Insurance

RV Insurance

Your RV is more than a car, and RV insurance should reflect that. With an RV insurance policy, you'll have the specialized coverage you need to travel safely on the road. Finding the right RV insurance protection at the right price for RV owners is what we do.

RV Insurance Coverage
Your RV is more than a car, and your RV insurance should cover more than what car insurance covers. Rather than add your RV to your auto policy, consider insuring your RV on its own policy. Keep the following in mind:
You have many things in your RV that you would never keep in your car, such as clothing, jewelry, binoculars, VCRs, laptops, camcorders or outdoor gear.
When you park your RV at a campsite, you may be liable for the area around it. If someone is injured, you may be responsible.
If your RV is damaged while you're traveling, you'll need a place to stay and a way to get there.
If you insure your RV through a standard auto policy, none of the scenarios above is covered in the event of a loss, which could cost you thousands if you need to make a claim.
When you insure your RV on its own policy, you'll know you have a wide range of coverage for a wide range of incidents that could happen.

What RVs can be Insured
You can insure more than just an RV — motor home insurance, travel trailer insurance and camper insurance are available, too. With an RV policy, you can protect whatever type of recreation vehicle you have so you can spend your time traveling — and enjoying it.

Motor Homes
Motor Home insurance covers recreation vehicles that provide you with temporary living quarters and are permanently attached to a chassis or van. Some of the Motor Home insurance include:

• Conventional Motor Home - Class A insurance
• Professional Bus Conversion - Class A insurance
• Non-professional Bus Conversion - Class A insurance
• Camper Vans - Class B insurance
• Mini Motor Home- Class C insurance

Travel Trailers and Campers
Travel Trailer insurance and Camper insurance provide coverage for nonmotorized, portable units designed to provide you with living quarters for recreational and camping use. Travel trailers and campers do not require special highway permits when towed.. Some of the Travel trailers insurance include:

• Fifth-Wheel Trailer insurance
• Conventional Trailer insurance
• Pop-Up Tent Trailer insurance
• Trailer with Recreational Cargo Quarters insurance
• Mounted Truck Camper insurance

RV Insurance Discounts
You may qualify for a multipolicy discount if you have more than one Progressive DirectSM or Drive® Insurance from Progressive policy — even if it isn't an RV policy!
Discounted rates are available for the following groups or situations:

• Homeowners
• Insureds with Comprehensive and Collision coverage who select the Paid in Full bill plan
• Married operators
• Class C - Mini Motor homes
• Pop-Ups
• Deductibles greater than $500

RV Insurance by State
Your RV Insurance coverage and Rates may vary by state. Please check out the RV insurance coverage and RV insurance rates in your state:

RV Insurance by City
Your RV Insurance coverage and Rates may vary by city. Please check out the RV insurance coverage and RV insurance rates in your city: